Download and read online The Simple Dollar in PDF and EPUB Struggling with debt? Frustrated about work? Just not satisfied with life? The Simple Dollar can change your life. Trent Hamm found himself drowning in consumer debt, working in a job he couldn’t stand… and figured out how to escape that debt and build the fulfilling career he’d always dreamt about, all at the same time. Hamm shared his experiences at TheSimpleDollar.com—and built it into one of America’s top personal finance websites. Now, The Simple Dollar is a book: packed with practical tips, tools, and lessons you can use to transform your life, too. This isn’t just “another” personal finance book: it’s profoundly motivating, empowering, practical, and 100% grounded in today’s American realities. Trent Hamm will show you how to rewrite the rules, creating healthier relationships with money… and with your loved ones, too. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness—no matter what happens to the economy. · Escape the plastic prison, and stop running to stand still 5 simple steps to eliminate credit card debt… and 5 more to start moving forward · Shift your life’s balance towards more positive, stronger relationships Learn how to put the golden rule to work for you · Discover the power of goals in a random world Then, learn how to overcome inertia, and transform goals into reality · Navigate the treacherous boundaries between love and money Move towards deeper communication, greater honesty, and more courage
Download and read online The Simple Dollar in PDF and EPUB How one man moved from being buried in debt to being debt-free, successful and fulfilled - and how you can, too • •By the creator of TheSimpleDollar.com, one of the nation's leading personal finance web sites, with 600,000+ visitors per month! •The most empowering, motivational, and practical guide to transforming your financial and professional life. •How to rewrite the rules of your own life, rediscover your mission, and reconnect your daily life to your long-term goals and happiness. the Simple Dollar may be the most compelling personal finance story you ever read: In fact, it may change your life. Trent Hamm's story will resonate with tens of millions of Americans: he found himself drowning in consumer debt, working in a job he couldn't stand - and figured out how to escape that debt and build the fulfilling career he'd always dreamt about, at the very same time. Hamm built one of the nation's leading personal finance web sites to share his experiences: a site that now attracts more than 600,000 visitors per month. Now, that site, The Simple Dollar, Is a book: one that's packed with practical tips, tools, and lessons anyone can use to transform their financial lives For The better. The Simple Dollar isn't just another personal finance book: it's profoundly motivating, empowering, practical, and fully grounded in the realities Americans face right now. Trent Hamm draws on lessons from fields ranging from behavioral psychology to epistemology, showing how to rewrite the rules of life you were handed, and create healthier relationships with money - and with those around you. You'll learn how to figure out what really matters, and stop wasting money on things that don't matter. Every bit as important, you'll learn how to build the kind of personal community that can serve as a strong foundation for true happiness and fulfillment, even as the gale force winds of economic change blow around you.
Download and read online 365 Ways to Live Cheap in PDF and EPUB Use cold water for most clothes washing and save up to $63 a year. Minimize your carload and reduce your gas mileage by as much as 5 percent. Invest in a deep freezer and fill it up with meat discounted at 30 percent or more. Take a look at your life and you'll realize that there's almost always a way to make do on less. This book offers up a bevy of ways to cut down on costs and still enjoy a satisfying lifestyle in any situation. From practicing good gas conservation habits to learning to love leftovers, this book will help every aspiring penny pincher stop the unnecessary spending and find the fun in frugality!
Download and read online Debt Free U in PDF and EPUB This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"
Download and read online I Will Teach You To Be Rich in PDF and EPUB I Will Teach You To Be Rich is a practical approach delivered with a non-judgemental style based on the four pillars of personal finance – banking, saving, budgeting and investing – and the wealth-building ideas of personal entrepreneurship. Witty, entertaining, wise and practical, Ramit Sethi explains how to automate your money flow - i.e. earn while sleeping, why your new best friend should be the taxman and how to beat banks and credit cards at the fee game. How do you negotiate a raise? How can you manage student loans? And can you still enjoy your daily latte and buy that iPhone? Sethi's 6-week plan shows you how: Week 1: Optimise your credit cards and learn exactly what to say to get fees waived Week 2: Set up no-fee, high-interest bank accounts that won't cost you Week 3: Open investment accounts even with a small amount of money Week 4: Figure out how much you’re spending. And then learn how to make your money go where you want it to go! Week 5: Automate your new infrastructure to make your accounts play nicely together Week 6: Why investing isn't the same as picking stocks - how to get the most out of the market with very little work.
Download and read online The Little Book of Economics in PDF and EPUB One positive side-effect of the recent financial market meltdown that toppled giant, century-old institutions and cost millions their jobs is that it created a strong desire among many Americans to better understand how the U.S. economy functions. In The Little Book of Economics, Greg, Ip, one of the country’s most recognized and respected economics journalists, walks readers through how the economy really works. Written for the inquisitive layman who doesn’t want to plow through academic jargon and Greek letters or pore over charts and tables, The Little Book of Economics offers indispensible insight into how the American economy works – or, doesn’t. With engaging and accessible prose, the book Provides a comprehensive understanding of each aspect of our economy from inflation and unemployment to international trade and finance Serves as an insider’s guide to the people and institutions that control America’s economy such as the Federal Reserve and the federal budget Explains the roots of America’s current economic crisis and the risks the country faces in its aftermath, such as stratospheric government debt, while offering advice on overcoming these threats Walks readers through the basic concepts and terminology they need to understand economic news Punctures myths and political spin from both the left and the right with candid and often surprising insight A must read for anyone who wants a better grasp of the economy without taking a course in economics , The Little Book of Economics is a unique and engaging look at how the economy works in all its wonderful and treacherous ways.
Download and read online The 8th Habit in PDF and EPUB In the 7 Habits series, international bestselling author Stephen R. Covey showed us how to become as effective as it is possible to be. In his long-awaited new book, THE 8th HABIT, he opens up an entirely new dimension of human potential, and shows us how to achieve greatness in any position and any venue. All of us, Covey says, have within us the means for greatness. To tap into it is a matter of finding the right balance of four human attributes: talent, need, conscience and passion. At the nexus of these four attributes is what Covey calls voice - the unique, personal significance we each possess. Covey exhorts us all to move beyond effectiveness into the realm of greatness - and he shows us how to do so, by engaging our strengths and locating our powerful, individual voices. Why do we need this new habit? Because we have entered a new era in human history. The world is a profoundly different place than when THE 7 HABITS OF HIGHLY EFFECTIVE PEOPLE was originally published in 1989. The challenges and complexity we face today are of a different order of magnitude. We enjoy far greater autonomy in all areas of our lives, and along with this freedom comes the expectation that we will manage ourselves, instead of being managed by others. At the same time, we struggle to feel engaged, fulfilled and passionate. Tapping into the higher reaches of human genius and motivation to find our voice requires a new mindset, a new skill-set, a new tool-set - in short, a whole new habit.
Download and read online The Billion Dollar Spy in PDF and EPUB 'An astonishingly detailed picture of espionage in the 1980s, written with pacey journalistic verve and an eerily contemporary feel.' Ben Macintyre, The Times ‘A gripping story of courage, professionalism, and betrayal in the secret world.’ Rodric Braithwaite, British Ambassador in Moscow, 1988-1992 ‘One of the best spy stories to come out of the Cold War and all the more riveting for being true.’ Washington Post January, 1977. While the chief of the CIA’s Moscow station fills his gas tank, a stranger drops a note into the car. In the years that followed, that stranger, Adolf Tolkachev, became one of the West’s most valuable spies. At enormous risk Tolkachev and his handlers conducted clandestine meetings across Moscow, using spy cameras, props, and private codes to elude the KGB in its own backyard – until a shocking betrayal put them all at risk. Drawing on previously classified CIA documents and interviews with first-hand participants, The Billion Dollar Spy is a brilliant feat of reporting and a riveting true story from the final years of the Cold War. 'So gripping at times it reads like spy fiction' Los Angeles Times
Download and read online Behind the Cloud in PDF and EPUB How did salesforce.com grow from a start up in a rented apartment into the world's fastest growing software company in less than a decade? For the first time, Marc Benioff, the visionary founder, chairman and CEO of salesforce.com, tells how he and his team created and used new business, technology, and philanthropic models tailored to this time of extraordinary change. Showing how salesforce.com not only survived the dotcom implosion of 2001, but went on to define itself as the leader of the cloud computing revolution and spark a $46-billion dollar industry, Benioff's story will help business leaders and entrepreneurs stand out, innovate better, and grow faster in any economic climate. In Behind the Cloud, Benioff shares the strategies that have inspired employees, turned customers into evangelists, leveraged an ecosystem of partners, and allowed innovation to flourish.
Download and read online The Cheapskate Next Door in PDF and EPUB Shares strategies for spending less and saving more in household spending while pursuing spiritual and ethical sources of personal satisfaction.
Download and read online Good and Cheap in PDF and EPUB A perfect and irresistible idea: A cookbook filled with delicious, healthful recipes created for everyone on a tight budget. While studying food policy as a master’s candidate at NYU, Leanne Brown asked a simple yet critical question: How well can a person eat on the $4 a day given by SNAP, the U.S. government’s Supplemental Nutrition Assistance Program informally known as food stamps? The answer is surprisingly well: Broiled Tilapia with Lime, Spicy Pulled Pork, Green Chile and Cheddar Quesadillas, Vegetable Jambalaya, Beet and Chickpea Salad—even desserts like Coconut Chocolate Cookies and Peach Coffee Cake. In addition to creating nutritious recipes that maximize every ingredient and use economical cooking methods, Ms. Brown gives tips on shopping; on creating pantry basics; on mastering certain staples—pizza dough, flour tortillas—and saucy extras that make everything taste better, like spice oil and tzatziki; and how to make fundamentally smart, healthful food choices. The idea for Good and Cheap is already proving itself. The author launched a Kickstarter campaign to self-publish and fund the buy one/give one model. Hundreds of thousands of viewers watched her video and donated $145,000, and national media are paying attention. Even high-profile chefs and food writers have taken note—like Mark Bittman, who retweeted the link to the campaign; Francis Lam, who called it “Terrific!”; and Michael Pollan, who cited it as a “cool kickstarter.” In the same way that TOMS turned inexpensive, stylish shoes into a larger do-good movement, Good and Cheap is poised to become a cookbook that every food lover with a conscience will embrace.
Download and read online Dig Your Well Before You re Thirsty in PDF and EPUB Reveals techniques for cultivating useful contacts in business and at leisure, from targeting the right people to staying in touch with them to asking for favors
Download and read online Getting Things Done in PDF and EPUB Completely updated and revised. Are emails keeping you in the office late at night? Is your desk overflowing with things to read and process? Are you overwhelmed by loose ends and unfinished projects? Do you despair of finding time to concentrate on the bigger picture? This book offers powerful, practical strategies for vastly increasing your organisation, efficiency and creativity - in work and life. Personal productivity expert David Allen shows how to cut through the clutter in your mind, on your desk and on your PC to get a lot more done with a lot less effort. Empty your 'to do' list out of your head and into a fail-safe systemFeel fine about what you're not doingMaster the essential two-minute ruleThis book will transform the way you work - and the way you experience work.
Download and read online Your Money or Your Life in PDF and EPUB The "the best book on money period" according to Grant of Millennial Money (as featured on CNBC Make It), who followed its advice and became a self-made millionaire entrepreneur in only five years In an age of great economic uncertainty when everyone is concerned about money and how they spend what they have, this updated edition of the bestselling Your Money or Your Life is an essential read. Millennial Money's Grant explains: "The premise of it is that you exchange your time for money. And when you start thinking about how many hours of your life it took to save up the money to buy something, you really start thinking twice about your purchases." In Your Money or Your Life, Vicki Robin shows readers how to gain control of their money and finally begin to make a life, rather than just make a living. With this book, you'll learn how to: • Get out of debt and develop savings • Save money through mindfulness and good habits, not strict budgeting • Declutter your life and live well for less • Invest your savings and begin creating wealth • Save the planet while saving money • And much more! "The seminal guide to the new morality of personal money management." -Los Angeles Times
Download and read online The Simple Path to Wealth in PDF and EPUB The author shares his personal techniques, insights and experiences regarding saving money and investing, drawn from his blog posts as well as a series of letters to his teenage daughter, both dealing with money management.